Homeowners insurance helps provide financial protection for your home and personal belongings if they are damaged by a covered loss. Typically, homeowners insurance covers losses from events like fire, theft, hail or lightning. It also provides liability coverage if someone gets injured and you’re found responsible.
As a homeowner, it’s important to get the right home insurance coverage to help protect your house and its contents from the unexpected. However, not all homeowners insurance policies are the same. The AARP Homeowners Insurance Program from The Hartford is the only home insurance program endorsed by AARP. Through this program, you can customize your policy and coverage limits to meet your unique needs at a price that fits your budget. In fact, The Hartford offers several discounts and savings to help you save money on home insurance.
To learn more about the coverages and benefits available to you, get a homeowners quote online from The Hartford today. It’s quick and easy and only takes minutes.
The AARP Homeowners Insurance Program from The Hartford offers a variety of home insurance coverages to help protect your house and personal belongings.
Dwelling coverage is the part of your homeowners insurance policy that covers losses to your home and its attached structures. It helps pay the cost to repair or rebuild your house and the structures directly attached to it if they are damaged by a covered loss.
Other structures coverage helps cover damage to structures that are not directly attached to your home. It can help cover costs to repair or replace detached structures like detached garages, gazebos and sheds.
Personal property coverage helps protect your personal belongings like furniture, appliances and electronics if they are stolen or damaged in a covered loss. You can also add valuable items blanket coverage to your policy to get extra protection for more expensive items like jewelry or china.
If you are unable to live in your house after it’s damaged by a loss, loss of use coverage can help pay for your temporary living expenses. For example, this coverage can help pay for your hotel stay while repairs are being done at your home.
Personal liability coverage helps protect you if someone who isn’t a resident of your household gets injured and you are found legally liable. This coverage can help pay for your legal defense costs.
Medical payments coverage helps pay for a person’s medical bills, up to your policy limits, if they get injured on your property. It also helps cover injuries caused by a member of your family or your pet, no matter where they occur. 2
Getting a quote online from The Hartford can help you save time and money on your homeowners insurance rates. The AARP Homeowners Insurance Program from The Hartford offers homeowners insurance discounts to help customers save.
You can save money by creating a home and auto insurance bundle. In fact, you can save up to 5% on your auto insurance and up to 20% on your homeowners, condo or renters insurance when you bundle your policies through the AARP Auto and Home Insurance Program from The Hartford.**
The Hartford offers home insurance discounts for security systems if you install monitoring devices like burglar alarms.
At The Hartford, we’ll help you get the coverage you need to protect your home. Get an online home insurance quote and start saving on your premiums today.
Last Updated: June 23, 2023 2 Medical payments are calculated on the basis of usual, customary, and reasonable charges.** Automobile/Homeowners discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance Programs from The Hartford.
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Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.
